NJ Identity Fraud Tips- Protect yourself today!!! Gamble with your Identity???
July 25th, 2008How many times; have you wondered whether it is safe to give out your credit card over the phone or even enter it on the internet. Is the site ok, is it a fly by night or are they a real legitimate company; should I chance it or should I worry.
Maybe you have asked these or similar questions in the past and have either been frauded or felt that you might be frauded because you have no system and just keep rolling the dice. Well, unfortunately, gambling with your identity is not going to be a smart move when it comes to keeping your credit clean and of course many other consequences.
1) First, buy yourself a good cross shredded at any major department or office store and make the decision now that you are going to use it. Any time you get mail that you don’t want, especially credit card offers, no interest credit paper checks, shred it in your cross shredded immediately.
You see; a lot of identity theft happens because people get information from your trash and thus they learn too much about you and your patterns of what you do.
2) When you go on-line make certain that before you go enter any confidential or private information to a website such as credit card numbers, address, last name, back account number, social security number, etc, make sure the site is secure. You will notice that your web browser will either have solid lock or solid key and the http will change to https indicating that the site is secure and encrypted. If it a very large purchase you even want to click on the solid lock or key and verify that the website idetity is the same name of the company your think you are paying.
3) Never send any confidential information via email as this is not secure on most standard email and home pop accounts and the information can be compromised if it falls into the wrong hands.
4) If you get any emails that claim any kind of security issue such as we recently noticed a large order of 5000.00 dollars and the products are going to shipped to a new address that was recently added to your account. We bring this to your attention because we feel this might be fraud and thus we value yoru business, so if you do not want this shipment to take place plase click on the link below and login to our website.
DON’T DO IT!!!!
Even thought that link seems real, it is actually going to do one of two things: take you two false site make to look like your financial institution or send you to your bank’s website and then run ascript that captures the information. and here is how it usually happens.
First after you get the e-mail an figure that you better respond or card will be charged; you login the site says your password is invalid, and you just sent your information off to the wrong hands. Now while you are tyring to login again, thinking that you typed it wrong. the other person is in your account has access to your credit card and otther information and can now change the security questiion address ,etc.
This is a special type of e-mail called Phishing where it gets you believe something that is not true and because of consequences you react immediatly without thinking and someone is on their way to steailing your idenity.
